Major works
Section 20 hub
Section 20 is the statutory consultation process your landlord must follow before charging leaseholders more than £250 for major works or £100 per year for long-term agreements. This hub explains your rights at each stage, how to respond within the 30-day windows, and what to do if consultation is skipped or the final bill looks unreasonable.
Respond to the notice
Stage 1 is a Notice of Intention. Stage 2 is a Statement of Estimates. These are different letters.
Template
Section 20 Stage 1 observation letter
Create a Stage 1 observation on a Notice of Intention.
Create Stage 1 responseTemplate
Section 20 Stage 2 observation letter
Create a Stage 2 observation when estimates have been issued.
Create Stage 2 response
TL;DR
- Section 20 applies when major works will cost any leaseholder more than £250, or a long-term agreement will cost more than £100 per leaseholder per year.
- Your landlord must follow a strict 3-stage consultation process before the works begin.
- You have 30 days to respond at each stage and can nominate your own contractor.
- If they skip the process, your contribution is legally capped at £250.
- You can challenge unreasonable charges at the First-tier Tribunal.
- RTM is the only permanent solution. Leaseholders who self-manage control their own Section 20 process.
What is Section 20?
Section 20 of the Landlord and Tenant Act 1985 is a legal protection that limits how much a freeholder or managing agent can charge leaseholders for major works or long-term agreements without first consulting them. The point is simple: you should see what is planned, why it costs what it costs, and have a fair chance to respond before large sums hit your service charge demand.
Two thresholds trigger the consultation rules. First, qualifying works: any project where any leaseholder's share of the bill would be more than £250. Second, qualifying long-term agreements (contracts over 12 months): any deal where any leaseholder's share would be more than £100 in any 12-month accounting period.
If these thresholds are met, the landlord cannot simply invoice you for the full cost. They must run the statutory process below. If you want the long-term leverage to appoint contractors yourself and keep major works honest, that is where Right to Manage matters: after RTM, your RTM company runs consultation in the open, for residents, not for a third-party profit layer.
What do you need help with?
Guide
Section 20 consultation process
How the existing consultation stages work and what a notice is asking for.
Read consultation processGuide
How to respond to a Section 20 notice
Distinguish the Stage 1 and Stage 2 tools when the reader is unsure which applies.
See response optionsGuide
If the landlord fails to consult
Existing guidance when consultation was missed or incomplete.
Read guidanceGuide
Paying for major works
Existing guidance on how major-works costs are charged.
Read guidanceTemplate
Service charge challenge letter
A general letter for questioning a service charge, distinct from a Section 20 consultation response.
Create challenge letterTool
Section 20 checklist
Preparation context and onward links already on this page.
Open checklist
The only permanent solution to Section 20 abuse is RTM
Leaseholders who have taken over management through Right to Manage set their own service charge budget, run their own Section 20 consultation process, and choose their own contractors. There is no freeholder or managing agent to inflate costs or favour connected contractors. Self-managing leaseholders consistently pay less and get better value. If you are tired of Section 20 notices landing without warning, RTM is the answer.
Check eligibilityFrequently asked questions
Short answers for orientation only. Not tailored to your lease or building.
What is the difference between Section 20 and a service charge?
Can I refuse to pay a Section 20 charge?
What counts as qualifying works?
What is a qualifying long-term agreement?
How do I nominate a contractor?
What if I miss the 30-day observation window?
Can the landlord ignore my nominated contractor?
What is a recognised tenants' association?
This guide is for general information only and does not constitute legal advice. If you are unsure about your rights or obligations, seek independent legal advice. Read our full disclaimer.